Fraction

Accept payments. Never stress about quarterly taxes again.

100%

Withheld automatically on every charge

Fraction is the payment processor that automatically sets aside money for your taxes at the point of sale. Run your business, keep your current bank, and let us handle the IRS.

Learn more

Backed by the best companies in fintech and venture.

  • Semantic
  • Lightshift
  • Very Early
  • Orange DAO

You aren't bad at managing money. The system is just broken.

Every quarter, it's the same nightmare: you made $50k in sales, spent it growing your business, and now the IRS wants $12k you don't have. You are profitable on paper but scrambling in reality. Accounting tools just tell you what you owe after the money is already gone. Fraction actually fixes the problem.

Same rates. Same bank account. Zero tax panic.

Fraction works exactly like Stripe or Square—you process credit cards and you get paid. But here is the difference: every time you make a sale, we automatically split the transaction. Your take-home profit goes straight to your bank account, and your tax portion goes into a secure holding vault. When quarterly taxes are due, the money is already there.

How it works

Four steps from setup to stress-free quarterly taxes.

  1. 1

    Set your tax rate

    Connect your account and tell us what percentage to hold. Not sure? Use our built-in calculator to find the exact rate for your state and business type.

  2. 2

    Accept payments normally

    Send invoices, charge cards, and run your business with our competitive processing rates.

  3. 3

    We split the funds

    Your profit goes to your checking account. Your taxes go to your Fraction tax vault.

  4. 4

    Pay with one click

    When quarterly taxes roll around, your money is ready. Click pay, and you are done.

Built for founders who want their time back.

  • Automatic withholding on every single transaction
  • Competitive processing rates (same as the big guys)
  • Works seamlessly with your existing business bank account
  • Real-time dashboard showing exactly how much is saved
  • One-click quarterly tax payments

Stop playing catch-up with the IRS.

Fraction launches soon. Join the waitlist today and get your first 3 months of processing fees completely waived.